Gap Cover pays the medical expense shortfalls that arise when medical aids don’t cover what doctors and specialists charge for in-hospital, and certain out-of-hospital treatments. The difference between what your medical aid cover and what private practitioners charge frequently amounts to shortfalls of tens of thousands of Rands, for which you become liable.

 

Zestlife offers you 3 options

Choose the gap insurance option that best suits your needs and budget. Our Universal option offers the most comprehensive cover while the Essential option will protect you from the most frequent shortfalls. Both these options can be selected as individual or family cover. Our Optimal option is tailor-made for single individuals under 35.

 

Available to all members of South African registered medical aids. There is no maximum entry age and cover continues without a maximum expiry age.

 

IFA Gap Cover
Application Form

Zestlife Gap Cover

Claim Form